Welcome to Adhayapaka Urban Co-operative Bank

The Adhyapaka Urban Co-operative Bank is an organisation that provides straightforward, affordable financial services to a growing number of people in Kottayam Since 1924.

Our goal is to remain as a solid presence in the cooperative credit structure and to be the stubborn support for the rural financial sector of Kerala. By effectively managing the organization, it would aspire to function as a professional, profitable and socially responsible organization ensuring the best experience to its stakeholders and customers by providing good value for their money and thereby ensure accelerated development of the rural population.

Adhyapaka Bank plays a prominent role in the local banking activities. The bank’s annual reports show increase in deposits, lending, profitability membership, share capital and working capital, staff and their services. Considering deposits, higher rates of interest are given.The share holders are given adequate dividends.

Latest News and Events

We lead others follow! High-tech banking

Net Banking at your finger tips now. Started offline Banking in 1996, Any Branch Banking in 1999, Core Banking in 2005, Disaster Recovery (DR) to safeguard banking in 2009, IS and EDP Audits since 2012, Intranet in 2015, Net Banking in 2019 and more.

Soon clock 100 years of Trusted banking!

We thank you for being part of our journey since 1924! We remain committed to providing you with the highest level of personal service and look forward to a future where we believe the best is yet to come! Members are requested to collect Calendars and Diary

Happy Banking with us!

Update KYC for us to assist keep your account active. Inactive accounts will be transfered to RBI, Check Deferred list here.
Fixed deposit rates on the rise and Loans are affordable. Get instant gold loan for easy and quick financing with lowest interest rate at any branch of us.

Downloads and Circulars


Form to Open an Account in bank


Form to Open an NRI Account in bank


Maximum Interest to Fixed Deposits in Cooperative Societies / Banks in Kerala- Reg